You bring an item of security, e.g. Endowment Policy, Share Certificate, gold, a car, etc., to TOLOTS Corby (special arrangements are available for very large items).

All TOLOTS personnel have an in-depth knowledge of jewellery values.  You can be sure that a TOLOTS valuation will be accurate and fair.  A loan is then worked out on the basis of this valuation at a specified rate of interest over a set period, with a one off document fee.

Loan contracts are for a maximum six month period but can be repaid, in one payment, at any time within that period, but you only pay (on a monthly basis) for the time you are borrowing the money.  If you are unable to repay the loan at the end of six months, a new loan contract can be arranged, providing the outstanding charges have been paid.

For loans over £75 we will write to remind you two weeks before sending your goods for sale, thus giving you time to redeem them.   If you decide not to redeem or re-pledge the item after six months, we guarantee to refund you any proceeds of the sale of the item over and above our costs and interest to date.